إيمان العميري بوصلة رقص والجمهور يتفاعل : شو هالجمال
أدت الفنانة التونسية إيمان العميري، وصلة رقص تميزت فيها بالاحترافية ، كما لفتت الأنظار بملابسها وببعض الكيلوغرامات الزائدة.
ونشرت العميري مقطع فيديو جديد لها، عبر حسابها الخاص ، حيث خطفت أنظار وقلوب المتابعين.
وظهرت إيمان في الفيديو، وهي ترتدي فستان قصير ، باللون الأسود تميز بفتحة كبيرة .
واعتمدت الفنانة التونسية في إطلالتها، تسريحة شعر قصيرة باللون الذهبي، كما وضعت ماكياجاً جميلاً أضاف رونقاً مميزاً إلى إطلالتها.
وقامت العميري في الفيديو، بأداء وصلة رقص بطريقة احترافية، تميزت فيها و، لاقت استحساناً كبيراً بين المتابعين.
والتقطت إيمان مشاهد الفيديو من داخل غرفتها ، وذلك بواسطة هاتفها الجوال.
وبدت إيمان في الفيديو المنشور، في غاية الجمال، لكنها لفتت أنظار المتابعين، بسبب بعض الكيلوغرامات التي اكتسبتها، وبدت ظاهرة بشكل واضح.
وعلقت العميري على المقطع المصور بالقول: ما هو الشيء المطلوب في الرقص الشرقي، وختمت تعليقها بالقول: سهرة ممتعة.
وحصد المنشور ما يزيد على 5600 إعجاب وأكثر من 460 تعليق خلال أقل من 16 ساعة بعد نشره.
Getting life insurance at a young age is a smart way to secure your future. A 30-year-old female in excellent health can purchase a 30-year, $500,000 term life insurance policy for an average of $25 per month. On the other hand, a 55-year-old female may have to pay seven times more or higher.
To make an informed decision about life insurance, it’s important to understand the factors that affect your premium. You can also explore ways to save money on your policy. Let’s explore your options together!
If you’re looking for life insurance, you’ll want to consider the two main types: term life insurance and whole life insurance.
Term life insurance provides coverage for a specific period of time, typically between 10 and 30 years. It’s often more affordable than whole life insurance, which provides coverage for your entire life. Keep in mind that term life insurance does not build cash value and it expires at the end of the term.
Whole life insurance, on the other hand, provides lifetime coverage and builds cash value over time. Since it lasts your entire life, it can be more expensive than term life insurance. However, the cash value can be used for borrowing, withdrawal, or collateral purposes.
Be sure to consider your needs and budget when deciding which type of life insurance is right for you.
How Much Is Life Insurance By Age & Gender
Be sure to consider your needs and budget when deciding which type of life insurance is right for you.
Best Life Insurance Companies
Your life insurance rate will likely vary from the rates above, depending on your health, age, family history, medical history, occupation, hobbies, etc. That’s why it’s crucial to compare life insurance quotes from multiple companies before buying.
Nationwide Protective
Mutual of Omaha
Haven Life
Guardian Banner
New York Life
Factors Influencing Life Insurance Cost
First of all, there are two main types of policies: permanent and term. Permanent policies are designed to last your entire life, but they can be more expensive than term policies. Whole life insurance tends to have the highest premiums, while universal life insurance is more affordable. Both types of permanent policies are intended to cover you as long as you’re alive, but whole life insurance generally guarantees your premium won’t increase as you age.
If you have a renewable term life insurance policy that you want to extend past its expiration date, your premium will reset based on your current age. This means that the cost of keeping the policy can quickly outpace the relative cost of a permanent life insurance policy with the same amount of coverage.
The amount of coverage you purchase will also impact your premium. The more coverage you want, the costlier your policy will be. There are several methods to help you choose your coverage amount, but you’ll want to think beyond your salary. You should consider purchasing at least enough life insurance to replace the income you earn for your family, including any “hidden” earnings and benefits like employer-provided health insurance and home services you provide, like childcare.
For term life insurance policies, the length of the term will also influence your monthly cost. A ten-year term policy will have cheaper premiums than a 30-year term policy because the coverage period is shorter.
When assessing the risk to insure you, life insurance companies consider several individual factors that are out of your control, such as age, gender, health, and family medical history. Lifestyle factors like risky hobbies or a high-risk career may also raise your premiums. However, some companies may lower your life insurance rate if you quit smoking.
Finally, the features of your policy and any endorsements you add can impact your premiums. For example, some term policies are renewable or convertible to a permanent policy; those that aren’t may be more affordable. Policies that offer a return of premium in the event that you die outside of the policy term will be significantly more costly. And policies that include living benefits or other riders, such as guaranteed insurability, may cost more as well.
Is Life Insurance Worth the Cost?
Life insurance can be worth the cost depending on your individual circumstances and financial goals. Life insurance provides a death benefit to your loved ones if you were to pass away unexpectedly, which can help cover expenses like funeral costs, outstanding debts, and ongoing living expenses. If you have dependents who rely on your income or debt that would become the responsibility of your loved ones if you were to pass away, life insurance can provide valuable financial protection.
The cost of life insurance depends on factors like your age, health, and the amount and type of coverage you choose. Term life insurance is typically the most affordable option, while permanent life insurance is more expensive but provides lifelong coverage and often has a savings component. It’s important to carefully consider your budget and financial goals when choosing a policy.
Ultimately, whether life insurance is worth the cost depends on your individual situation. It’s a good idea to speak with a financial advisor or insurance professional to determine what type and amount of coverage is right for you.
Are Life Insurance Payments Taxed?
In general, life insurance payments, also known as death benefits, are not subject to federal income tax. This means that if you receive a death benefit payout from a life insurance policy, you typically do not have to pay federal income tax on the money. Additionally, the money does not count as part of your taxable income.
There are some exceptions to this rule, however. For example, if you receive interest payments on a death benefit, the interest may be taxable. Additionally, if you receive the death benefit in installments instead of a lump sum, you may owe taxes on the interest earned on each installment.
It’s important to note that state tax laws vary, and some states may tax life insurance payouts differently. You should consult a tax professional or financial advisor to fully understand the tax implications of a life insurance policy in your specific situation.
In summary, in most cases, life insurance payments are not taxed at the federal level, but there may be exceptions and state tax laws to consider.
Can I Withdraw From My Life Insurance?
Indeed, the ability to withdraw from a life insurance policy exists, but the process and regulations governing such withdrawals differ based on the type of policy in place.
For instance, if you possess a permanent life insurance policy, such as whole life or universal life, you may have the option to access funds from the policy’s cash value. The cash value serves as a savings component that grows over time, enabling policyholders to make withdrawals for various purposes.
Nonetheless, it’s crucial to bear in mind that withdrawing from the cash value can impact the policy’s death benefit, which represents the amount disbursed to your beneficiaries upon your passing. The reduction in the death benefit can leave your loved ones with a smaller payout.
Moreover, making withdrawals from a life insurance policy can result in tax implications. Depending on the circumstances, the withdrawn funds might be subject to income tax or penalties if specific rules are not adhered to.
Conversely, term life insurance policies generally do not offer the option to withdraw funds since they lack a cash value component. These policies function on a set term, providing coverage for a predetermined period without accumulating a cash value.
Before contemplating any withdrawals from your life insurance policy, it is crucial to seek counsel from your insurance provider or a qualified financial advisor. Doing so ensures you are fully aware of any associated fees, tax consequences, and potential impacts on your coverage.
Taking excessive withdrawals from the policy could jeopardize the coverage altogether, leaving you and your loved ones without the intended protection. Therefore, careful consideration, expert advice, and an understanding of your policy’s terms are essential when navigating the realm of life insurance withdrawals.